Disclaimers & Disclosures

1. SEBI Regulatory Disclaimer

savingpals.com is a financial technology platform that provides automated calculations, tools, and comparisons for educational purposes only.We are NOT SEBI-registered investment advisors, CAs, mutual fund brokers, or stockbrokers.

The outputs, recommendation mixes, and interest rates generated by our tools do not constitute formal financial advice or solicitation to buy, sell, or lock funds in specific accounts. All calculation models (such as the 80C gap tool) are estimates. Please consult a licensed Chartered Accountant (CA) or certified financial planner before executing investments or tax returns.

2. Affiliate Disclosure

In compliance with FTC and ASCI (Advertising Standards Council of India) guidelines, please be aware that some of the CTA links and buttons on our platform (including those pointing to platforms like Groww, Kuvera, or banks for fixed deposits) are affiliate marketing links.

This means we may earn a referral commission if you click on the link, register an account, set up an SIP, or open a fixed deposit. This commission is paid directly by the partner platform at zero additional cost to you.

Our affiliate relationships do not influence our calculations or comparisons. Fixed deposit tables are sorted strictly by interest rate yield (highest percentage first) and cannot be artificially boosted by sponsors.

3. Data Freshness Disclaimer

While we fetch and update bank fixed deposit interest rates daily, bank interest rates are highly volatile and subject to changes without prior notice. Always verify the latest interest rates directly with the respective bank's official website or customer support before signing contracts or opening deposits. SavingPals is not responsible for losses caused by minor data discrepancies.