Smart money tools for salaried Indians
Calculate your exact Section 80C tax gap, track live FD rates across 30+ banks, and plan SIPs — all in one place, with zero jargon or registration.
Tools built for your situation
Pick a tool, enter your details, and get answers in under 2 minutes.
80C Tax Optimizer
Calculate your exact 80C gap and get a personalised investment recommendation mix (ELSS/PPF/NPS) based on your income slab.
Try Optimizer →FD Rate Tracker
Track and sort fixed deposit interest rates across 30+ Indian banks. Filter by tenure (1/2/3/5 years) and bank types (PSU/Private/SFB).
Compare FD Rates →SIP Goal Planner
Input your target financial goal (house down payment, child education, retirement) and calculate the exact monthly SIP investment required.
Credit Card Optimizer
Enter your spending pattern across travel, dining, fuel, and shopping to find the absolute best credit card combination for cashback and reward points.
Why salaried Indians trust SavingPals
We build financial software with a different philosophy.
2-minute results
No signup forms, profile setup, or phone numbers. Get direct financial answers in seconds.
Built for India
Fully mapped to Indian income tax slabs, Section 80C, 80CCD, and domestic bank structures.
Smart FD alerts
Subscribe to your favorite banks and get email updates immediately if interest rates go up or down.
Unbiased & Transparent
We display all bank rates sorted strictly by percentage. No paid promotions of lower-rate products.
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